Guides

Buying Guides

Scheme rules and tax settings change constantly. Every guide here carries an "as at" date and is re-verified against the current official source before it publishes — never from memory, never from an older guide.

• Debt recycling, properly: how the interest becomes deductible and what has to stay true

  The mechanism behind the videos: why paying money into a home loan and borrowing it back through a separate split makes the interest deductible, the rulings that decide it, the traps that undo it, and what changed for the property version in the 2026 Budget.

  as at September 2026